Watch for the FC Global Share offer emailed to your work inbox when the plan opens in May or November, then decide if participating fits your personal money goals. If you join, you’ll manage your account through EquatePlus, where you can track your shares once your login is issued.

Through FC Global Share, eligible employees can buy shares in Flight Centre and receive 1 free matched share for every 2 purchased, subject to a two-year vesting period. The plan is open to employees with at least 3 months’ service, with one offer per year and contribution limits applying in the USA.

Employee share plans can be a meaningful way to build long-term wealth and feel more connected to the company you help grow. Like any investment, it’s a personal decision that depends on your goals, timeframe, and comfort with risk — and it’s always worth taking the time to understand how it fits into your broader financial picture.

Your IOOF Super can be accessed through the login below. This site contains your account details, amount of super and/or any insurance you may have. It is worth checking that your contact details are up-to-date, particularly as you are based overseas.

From time to time you will receive emails about your account, and annually your super statement. It's worth reading these to stay up-to-date and also take action when required. We've provide the website link below.

Whilst living overseas you are under a different retirement system. You may not know if you will return to Australia, which is ok. The important point is to keep your account details current for your IOOF super. You could download the app, if this is easier for you, or alternatively stick to the website login.

At FCTG you can plan for retirement with both traditional pre-tax and after-tax ROTH 401(k) options. Contributions can be from all paychecks. FCTG matches 50% of the first 6% of your contributions from your retainer/base pay. Eligible staff are auto-enrolled at 3% with an annual contribution limit. For 2025 this limit was up to $23,500.

We suggest checking your 401(k) regularly. Consider whether your existing contribution level is the right level for you. Remember your nominated contribution can be adjusted anytime.

Eligible staff are auto-enrolled at 3%. You can adjust your nominated contribution at anytime. You need to be aware of the annual contribution limits when doing so. There are also special catch-up contributions for those 50 and older. A new catch-up level has also been introduced for those aged 60-63.